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Welcome to US Home Loan, Inc., your trusted mortgage broker in California! We understand that finding the right loan solution can be a daunting task, but rest assured, our team is here to guide you every step of the way. Whether you're a first-time homebuyer or looking to refinance, we offer a wide range of loan options to suit your specific needs.

At US Home Loan, Inc., we pride ourselves on our exceptional customer service and personal attention to your unique financial situation. Our experienced mortgage professionals are dedicated to helping you navigate the complex mortgage landscape, making your homeownership dreams a reality. We are here to serve you with professionalism, integrity, and a commitment to finding the best loan solution for you.

Begin Your Home Loan Process Today!

1

Answer a few questions

Tell us what you're looking for so we can match you with the perfect home loan.

2

One Click One Hundred Lenders

We'll search for the best "Wholesale" rates from our extensive network of lenders

3

Start your Pre-Approval

We can complete your pre-approval in 1 day! With Expert Advice, Tips, & Strategies


Tools to help you along the way

Tools to get you informed and started on your mortgage journey.



Recent Articles

3 Reasons Home Affordability Is Improving This Fall
3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

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